The interest rate of Lien Viet mortgage loan is currently only 6.5% per year, lending products are abundant, attracting many customers.
With the motto of “Bringing social networks into business”, after more than 10 years of establishment, Lien Viet Bank (LienVietPostBank) has increasingly produced many products and services to meet the needs of every customer from every regions, all classes.
Among those services, it is impossible not to mention the mortgage loan service of Lien Viet bank.
1. Interest rate of Lien Viet mortgage bank loan
Table of mortgage interest rates of Lien Viet bank:
2. The reason for borrowing Lien Viet bank mortgage
Lien Viet bankers are young and dynamic people.
- Interest rates on Lien Viet bank loans are quite low, only from 6.5% to 8% per year;
- Loan value up to 100% of collateral value or 80% of demand ;
- Loan term is up to 20 years ;
- Pay principal and interest periodically in accordance with income;
- Simple lending procedures, quick resolution;
- Young staff, dedicated consultants.
3. Interest rate for mortgage of Lien Viet bank red book
Currently, Lien Viet lending interest rate is relatively stable ranging from 6.5% to 8% per year, depending on the purpose of borrowing. This interest rate is quite low compared to the lending market in our country today.
Provide rich loan products to meet the different needs of customers. In addition, the maximum loan period is up to 20 years, principal and interest payments are monthly, quarterly, or every six months chosen by customers.
Installment payment method is suitable for customers’ income, so customers can calculate bank loan interest rates to make long-term plans, without disturbing the spending plan.
4. Conditions for Lien Viet’s mortgage loan
- Borrowers are Vietnamese citizens, have legal capacity;
- Customers are aged between 18 and no more than 60 years of age when the loan term expires;
- Customers have permanent residence within the scope / KT3 in the borrowed area;
- Having a stable source of income, a clear repayment plan, ensuring debt repayment capability;
- There are collateral.
5. Profile of mortgage lending procedures in Lien Viet
- Request for loan and loan repayment plan according to the form of Lien Viet Bank (LienVietPostBank);
- ID card of customers, household registration book / temporary residence book;
- Marriage certificate or single certification;
- Documents proving the source of income to pay debts;
- Documents related to houses and residential land need to be purchased, built and repaired;
- Documents related to security assets.
Mortgage interest rate is only 6.5% per year, not only that, Lien Viet bank regularly offers promotion programs applied for each period.
If you are in need of a loan, Lien Viet bank is an interesting choice for you.
If you have any questions, please leave the information in the comment below, financial experts will advise you!